Boost the buying power of your clients
Make all-cash offers and close at superhuman speed
Differentiate yourself as an agent
"I’ve been a realtor for 15 years, and I’ve never worked with a lender more on top of it than this group! Their cash guarantee makes your buyer’s offers unbeatable. Got the job done professionally, well before closing and were a joy to work with! Highly recommend and my go-to for all future deals."
"As an agent in a very hot market, allowing clients to work with UpEquity is a gamechanger. The team was also very responsive. We pushed up closing and the team was able to get it done in record time despite several obstacles!"
Not your basic "Buy with Cash" program
Here's how it works
Step 1. Apply online
Your customer completes an online application and gets approved for cash within 72 hours.
Step 2. Make a cash offer
You make a cash offer on your buyer’s behalf that’s 4X more likely to be accepted
Step 3. Relax, while we work
Once your offer is accepted, our processing team uses superhuman speed to get your client a mortgage
Step 4. Earn your commission
You get paid when we purchase the home, guaranteeing it will be sold to your buyer at the same price.
Step 5. Celebrate
Your client buys the home from us and walks away with a low-interest mortgage and a new favorite realtor!
Step 6. Collect a second commission
Because there's a second transaction when your client buys the home from us, you earn an additional .5% commission.
Still have questions about how it all works?
Our Agent Success Officers are standing by to answer any questions you have about our Buy with cash program or Buy before you sell program. Click the button to schedule a call.
Frequently asked questions
What does the program cost?
Our program is completely free. The associated costs are the same as with any mortgage-backed home purchase.
What if my buyer has an existing home to sell?
Great! UpEquity offers a "Buy Before You Sell" program that costs less than similar programs at other companies. Typically, we charge a $500 flat fee to the buyer.
What happens if my client's mortgage isn't ready in time?
We pride ourselves on being able to process, underwrite and fund loans faster than any other mortgage firm out there. That's why we offer customers a guarantee that if their mortgage isn't ready on time, we'll keep the house and your client pays the same amount as their mortgage payment. The money gets credited toward your buyer's mortgage.
How does UpEquity make its money in this transaction?
We take on the risk of potentially purchasing the house to leverage that into a commission from brokering or selling the loan.
Do we have to use your title company?
We have title companies we prefer but we do not mandate this. We can use your buyer's or even the listing agent's company.
What are your credit requirements
Typically, for our Buy with Cash program, we prefer 700+, but there are exceptions.
How long will it take between the cash offer closing and when my buyer closes?
Once we purchase the home on behalf of your client, we strive to complete their mortgage closing within 7 days, often less depending on when the appraisal is completed.